Helping clients finance the vehicles, machinery and equipment they need to operate, grow and invest in their business.
Flexible car finance solutions for new and used vehicles, upgrades, refinancing and getting you on the road sooner.
Flexible funding for working capital, cash flow, expansion, stock purchases, refinancing and new growth opportunities.
Flexible finance solutions for vehicles, boats, travel, major purchases, debt consolidation and life’s unexpected expenses.
Jo Weldon
Kimberley helped us out with a loan for a used vehicle. She secured a better loan rate than we were offered by the car yard. Everything was so quick & easy, all our documents were sent by email. No question was a bother, kept us informed all the way. Have recommended her to all our friends! Will definitely use Kimberley for our next vehicle. If I could give more than 5 stars I would!
Juliet
I am so grateful to have been connected to the beautiful Kimberley. She is so amazing to work with, nothing is ever hard for her and she does it with such grace and great transparency. She has helped me with the purchase of my new car which I thought would be impossible but she worked her magic and I got approved. If excellence was a person it would be Kimberley! Love your work Kimberley, and I would 10000000% recommend her to everyone. Bless! 🧡
Monaco Landscapes
Kim is an exceptional broker who makes the entire process effortless. Nothing is ever too difficult for her, and she consistently finds solutions where others see obstacles. Unlike many brokers who rely solely on spreadsheets and numbers, Kim takes a holistic approach, considering the bigger picture to deliver the best outcomes. My business has grown exponentially, and much of that success is thanks to Kim’s expertise, dedication, and strategic guidance. I couldn’t recommend her highly enough.
Three Plus Me Finance is an Australian finance brokerage helping businesses, professionals and individuals access tailored finance solutions.
With more than 20 years of experience in finance, we understand that no two clients, businesses or financial situations are the same. That's why we take a personal approach, getting to know what you're looking to achieve before exploring the finance options available.
We specialise in business finance, commercial finance, asset & equipment finance and consumer finance, helping clients access funding for everything from business growth and commercial opportunities to vehicles, equipment and personal purchases.
Experience you can rely on
Finance can be complex, but dealing with your broker shouldn't be.
Our role is to make the process clearer and easier. We take the time to understand your circumstances, explain your options and manage the finance process from enquiry through to settlement.
With access to a broad panel of lenders, including established financial institutions and specialist lenders, we can explore a range of options to find finance suited to your individual circumstances and objectives.
Meet Kimberley
With more than 20 years of experience in finance, Kimberley McKinnon brings extensive industry knowledge and a highly personal approach to every client relationship.
Kimberley established Three Plus Me Finance around a simple belief: finance is personal, and your broker should be too.
Rather than treating clients as an application number, Kimberley takes the time to understand the person, business and goals behind every finance request. Whether it's helping a business fund its next stage of growth, financing essential equipment, restructuring existing finance or assisting with a personal purchase, the focus is always on finding a solution that makes sense for the client.
That relationship doesn't end at settlement. Three Plus Me Finance aims to become a long-term finance partner clients can return to as their businesses, circumstances and goals evolve.
Flexible funding solutions for working capital, cash flow, expansion, stock purchases, refinancing and new business growth opportunities.
Wherever you are in Australia, you can access the same personal service and finance knowledge.
From straightforward finance requirements to more complex circumstances, we'll work with you to understand what you need, explore the available options and guide you through the process.
Business Finance | Commercial Finance | Asset & Equipment Finance | Consumer Finance
Let's talk finance
Tell us what you're looking to achieve and we'll help you explore your finance options.
We assist with a broad range of business, commercial, asset & equipment and consumer finance solutions. Whether you're looking to improve cash flow, grow your business, purchase vehicles or equipment, refinance existing commitments or fund a personal purchase, we'll help you explore the options available.
Rather than being limited to the products and lending criteria of one institution, we have access to a broad panel of lenders. We take the time to understand what you're looking to achieve, explore suitable options and manage the finance process from enquiry through to settlement.
Yes. Every business is different. We look at your business, funding requirements and objectives to help identify finance options suited to your circumstances — whether that's working capital, expansion, refinancing, commercial funding or finance for vehicles and equipment.
Yes. We can review eligible existing business, commercial and asset finance and explore refinancing or restructuring options that may better support your cash flow, current circumstances and future plans.
Yes. We can assist with reviewing your credit file and exploring rectification where information may be incorrect, outdated or eligible to be disputed. Where appropriate, we can also help you understand the steps available before applying for finance.
Timeframes depend on the type of finance, lender and complexity of the application. Some straightforward applications can move quickly, while larger business and commercial transactions may require additional assessment. We'll keep you informed throughout the process and work to keep things moving.
Tell us what you're looking to achieve and we'll help you understand which finance options may suit your needs.
THREE PLUS ME Pty Ltd | ACN: 648 963 535 Credit Representative 575336 is authorised to provide credit assistance by Viking Asset Aggregation Pty Ltd Australian Credit Licence 543046
Disclaimer: This website is designed to provide you with factual information only. We do not provide financial or investment advice. Information on this site does not take into account your needs, objectives or financial situation. To understand whether a credit product is right for you, speak to one of our accredited Finance Brokers. Credit provider terms, conditions, interest rates, fees, charges and minimum loan amounts apply. Credit is subject to approval by the relevant credit provider.
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